Everything You Need To Know About Legal And General Home Insurance
Introduction
Legal and General Home Insurance is a popular insurance company that offers a range of home insurance policies to protect your home and its contents. In this article, we will provide you with all the information you need to know about Legal and General Home Insurance, including its policies, coverage, benefits, and more.
Types of Home Insurance Policies
Legal and General Home Insurance offers two types of home insurance policies: Buildings Insurance and Contents Insurance. Buildings Insurance covers the structure of your home, including the walls, roof, floors, and other permanent fixtures. Contents Insurance, on the other hand, covers the items inside your home, such as furniture, appliances, and personal belongings.
Buildings Insurance
Legal and General Buildings Insurance covers your home against events such as fire, flood, storm damage, and subsidence. It also covers the cost of rebuilding your home if it is damaged or destroyed. The policy includes accidental damage cover and offers up to £1 million in cover for rebuilding costs. You can also add optional extras to your policy, such as legal expenses cover and home emergency cover.
Contents Insurance
Legal and General Contents Insurance covers your personal belongings against theft, loss, and damage. It covers items such as furniture, appliances, clothing, and electronics. The policy includes accidental damage cover and offers up to £100,000 in cover for your personal belongings. You can also add optional extras to your policy, such as personal possessions cover and bicycle cover.
Coverage and Benefits
Legal and General Home Insurance offers a range of benefits to its customers, including:
- 24/7 claims service
- No claims discount
- New for old cover
- Cover for high-value items
- Cover for loss of rent
The policy also includes cover for alternative accommodation if your home is uninhabitable due to an insured event. This means that Legal and General will pay for you to stay in alternative accommodation while your home is being repaired or rebuilt.
How to Get a Quote
You can get a quote for Legal and General Home Insurance online or over the phone. To get a quote online, simply visit the Legal and General website and enter your details. You can also call the Legal and General customer service team to get a quote over the phone. They will ask you a series of questions about your home and belongings to provide you with an accurate quote.
Conclusion
Legal and General Home Insurance is a trusted insurance provider that offers a range of home insurance policies to protect your home and its contents. Whether you need Buildings Insurance, Contents Insurance, or both, Legal and General has a policy that can meet your needs. With its range of benefits and optional extras, Legal and General Home Insurance is a great choice for homeowners who want peace of mind and comprehensive cover.
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